Oklahoma Uninsured Vehicle Enforcement Diversion Program

The Oklahoma Uninsured Vehicle Enforcement Diversion (UVED) Program is a state-wide initiative aimed at reducing the number of uninsured vehicles on our roadways. Learn more.

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WHAT IS THE UVED Program?

Creating safer roadways across Oklahoma

The goal of the UVED Program is to leverage license plate recognition technology to ensure that all drivers have at least the minimum required amount of liability insurance, which ultimately will lead to safer roadways. This involves deploying a robust camera network across all jurisdictions in Oklahoma. While this technology produces hundreds of thousands of images, all data collected by the UVED Program is retained solely by the program, and only for as long as it’s being used as evidence of a violation; when the data is no longer needed, it is deleted or destroyed.

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WHY SHOULD I GET INSURED?

Fair, affordable auto insurance policies for all vehicle owners

Nationwide studies have estimated up to 26 percent of vehicles traveling on Oklahoma roads are uninsured, and due to revenue challenges, individual law enforcement agencies and district attorneys find it difficult to enforce Oklahoma’s Compulsory Insurance Law in an efficient manner. The UVED program is committed to helping facilitate access to fair and affordable auto insurance for all Oklahomans, to ensure vehicle owners are in compliance with the law and to make roadways safer for everyone.

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WHAT IF I HAVE ADDITIONAL QUESTIONS?

Frequently Asked Questions

What is the UVED Program?

The Uninsured Vehicle Enforcement Diversion (UVED) Program is a statewide initiative aimed at reducing the number of uninsured vehicles on Oklahoma roadways. Since 2018, the UVED Program has deployed camera units across the state, taking photographs of license plates and comparing them to the Oklahoma Insurance Verification System (OKIVS). License plates associated with a valid personal line of insurance are immediately rejected; all other photographs are forwarded to the UVED Program for review. Owners of vehicles believed to be in violation of Oklahoma’s Compulsory Insurance Law receive a Notice to Respond that contains a copy of the photograph taken and instructions on how to proceed. In order to participate in the UVED Program, a citizen must acquire liability coverage, pay the enrollment fee, and promise to maintain coverage for a period of two (2) years.

Why do we have UVED in Oklahoma?

Industry studies have estimated up to 26 percent of vehicles traveling on Oklahoma roads may be uninsured, one of the worst rates in the nation. Due to revenue challenges, individual law enforcement agencies and district attorneys find it difficult to enforce Oklahoma’s Compulsory Insurance Law in an efficient manner. Thus, the UVED Program was created by statute in 2017 to address Oklahoma’s uninsured vehicle rate without overburdening citizens or the Courts.

How does the UVED program benefit me?

The purpose of the UVED Program is to divert cases of insurance non-compliance away from the court system. Although owners of vehicles found to be operating without the requisite coverage could be ticketed or charged with a misdemeanor (with fines and court costs in excess of $250.00), this program seeks to keep Oklahomans away from criminal proceedings by notifying the owners of uninsured vehicles of the potential for charges before law enforcement intervenes.

What if I received a Notice but have insurance?

Citizens believing they are not liable for any reason may provide documentation to the UVED Program by disputing their notice. Due to the way insurance policies are reported, vehicle owners with insurance policies in good standing may still receive a Notice to Respond. Citizens should immediately contact their insurance agent (as listed on their insurance card), who is responsible for updating the Oklahoma Insurance Verification System (www.OKIVS.com). Following a conversation with their insurance agent, citizens may easily confirm resolution of any Notice by logging onto www.UVEDOK.org, clicking "Resolve Notice," and entering the Notice number and PIN. Resolved Notices show a zero ($0.00) balance. Citizens may also reach the UVED Program by telephone at (405) 806-8833, or by email to UVED@dac.state.ok.us.

How do I resolve my Notice?

Oklahoma citizens who have received a Notice are eligible to respond to and resolve their Notices online and through the mail. The easy-to-use online portal features the ability to both pay and contest Notices.

What happens if I ignore my Notice?

You will receive additional Notices regarding this and future incidents, and you may have criminal charges filed against you by the District Attorney where you live.

How do I contact someone if I have other questions?

For more information, please contact the UVED Program by telephone at (405) 806-8833 or by email at UVED@dac.state.ok.us.

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HOW DO I CONTACT SOMEONE?

Have questions about the Oklahoma UVED program?

The UVED Program team is standing by to provide more information and answer any questions.

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